Terms of Use

1. Scope of these Terms

These Terms govern access to and use of the Geren Corporate website.

Geren Corporate is the professional online presence and professional practice of Ali Geren.

By accessing or using this website, you are responsible for familiarising yourself with these Terms and for using the website only in accordance with them and applicable law.

If you do not agree with these Terms, you should discontinue use of the website.

These Terms relate to use of the website only. They do not constitute the terms of any professional engagement.

2. Operator and contact details

The website is operated by:

Ali Geren
Professional presence: Geren Corporate

Where applicable, Ali Geren is subject to regulatory oversight by the Malta Financial Services Authority (MFSA) in respect of activities falling within his Limited Company Service Provider status.

Malta’s Electronic Commerce Act requires applicable online service-provider information, including identity, geographic address, contact details and, where relevant, supervisory-authority information, to be easily and permanently accessible.

3. Website information only

The website is provided principally for general informational and introductory purposes.

Unless expressly stated otherwise in a separate written professional engagement, website content does not constitute:

• legal advice;
• tax advice;
• accounting advice;
• investment advice;
• financial advice;
• regulatory advice tailored to a particular person;
• compliance certification;
• a formal opinion;
• a recommendation to take or refrain from taking any particular action; or
• any guarantee of regulatory, commercial, legal or financial outcome.

You are responsible for obtaining appropriate professional advice relevant to your own facts and circumstances before making decisions.

4. No professional engagement created by website use

Viewing the website, submitting an enquiry, sending an email, requesting a consultation, downloading material or otherwise communicating through the website does not by itself create:

• a client relationship;
• a contractual engagement;
• a fiduciary relationship;
• an adviser-client relationship;
• an agency relationship;
• a duty to accept or act upon your enquiry; or
• any obligation to provide professional services.

A professional engagement exists only when expressly agreed through appropriate written engagement arrangements.

Until such an engagement exists, you should not assume that Ali Geren or Geren Corporate is acting for you or protecting your interests.

5. No obligation to accept an engagement

Submission of an enquiry does not oblige Ali Geren or Geren Corporate to:

• accept you as a client;
• provide a particular service;
• respond within a particular timeframe;
• reserve availability;
• commence work;
• provide regulated services; or
• enter into any contractual relationship.

Any engagement may be subject to suitability, capacity, conflicts, regulatory scope, identification, due diligence, compliance checks, documentation and other applicable requirements.

6. Regulatory scope

Ali Geren is authorised by the Malta Financial Services Authority under Article 5 of the Company Service Providers Act (Chapter 529 of the Laws of Malta) as a Limited Company Service Provider.

The Company Service Providers Act provides that a person may not act or hold himself out as a company service provider or limited company service provider unless duly authorised or registered as applicable.

References on this website to regulatory status apply only to activities falling within the relevant regulatory scope.

The presence of information about a service on the website does not mean that every activity described is an MFSA-regulated activity.

Nothing on this website expands, modifies or overrides the regulatory permissions applicable to Ali Geren.

7. Your responsibility for decisions and reliance

You are solely responsible for evaluating whether information on this website is appropriate for your purposes.

You should independently verify information that is material to a legal, regulatory, commercial, financial, tax, governance or business decision.

To the maximum extent permitted by law, you assume responsibility for decisions taken, actions performed or transactions entered into in reliance on general website information without obtaining appropriate advice tailored to your circumstances.

Website information should not be used as a substitute for examination of the applicable legislation, regulation, official guidance, contractual documentation or professional advice.

8. Accuracy, completeness and currency

Reasonable efforts may be made to maintain useful and accurate website information.

However:

• laws and regulatory requirements can change;
• regulatory guidance can be amended;
• third-party information can become inaccurate;
• market and business circumstances can change;
• pages may not be updated immediately after a development; and
• errors or omissions may occur.

Accordingly, no representation or warranty is given that every item of website content is complete, error-free, current or suitable for every purpose.

You are responsible for checking current authoritative sources where accuracy is important.

9. Information supplied by you

You are responsible for ensuring that information you provide through the website or related communications is:

• accurate;
• not misleading;
• reasonably complete;
• lawful to provide;
• relevant to the enquiry; and
• free from malicious code or harmful material.

Where you provide information concerning another person or organisation, you are responsible for ensuring that you have the appropriate authority or lawful basis to do so.

You should not submit unnecessary confidential, privileged, sensitive or special-category personal information through ordinary website or email channels.

10. Confidentiality of initial enquiries

Although enquiries will be handled with appropriate discretion, you should not assume that an initial website enquiry is protected by professional privilege, contractual confidentiality or another special legal protection merely because it has been submitted through the website.

Formal confidentiality obligations applicable to a professional engagement will depend on the relevant engagement and applicable law.

You remain responsible for deciding what information is appropriate to transmit before an engagement has been established.

11. Permitted use

You may use the website for lawful informational and legitimate professional-enquiry purposes.

You are responsible for complying with all laws applicable to your use of the website.

You must not use the website in a way that:

• is unlawful, fraudulent or misleading;
• infringes another person's rights;
• attempts unauthorised access;
• interferes with website availability or security;
• introduces malware or harmful code;
• performs abusive automated scraping or extraction;
• impersonates another person;
• sends false or misleading enquiries;
• attempts to bypass security controls; or
• uses website content to facilitate unlawful activity.

12. Security of your own systems

You are responsible for maintaining appropriate security over your own:

• devices;
• browser;
• email account;
• network;
• passwords;
• software;
• internet connection; and
• communication channels.

Geren Corporate cannot control the security configuration of visitor equipment or third-party systems used by visitors.

You should maintain appropriate updates, malware protection and security practices.

13. Internet and cybersecurity risks

Internet communications inherently involve risk.

No website, transmission method or electronic storage environment can be guaranteed to be completely secure or continuously available.

To the maximum extent permitted by law, Geren Corporate does not accept responsibility for loss resulting solely from:

• the visitor's compromised device or account;
• malware originating outside systems under our control;
• third-party network failures;
• telecommunications failures;
• browser or software vulnerabilities;
• unauthorised activity attributable to the visitor's credentials or equipment; or
• other security events outside our reasonable control.

Nothing in this section reduces any security obligation imposed directly on us by applicable law.

14. Third-party websites and services

The website may provide links to external services, including Google Maps, LinkedIn, regulators, government authorities and other third-party resources.

Third-party websites are independently operated.

When you follow an external link:

• you leave the Geren Corporate website;
• you are responsible for deciding whether to access the third-party service;
• the third party's terms, privacy policy, cookies and security arrangements may apply; and
• you should review those arrangements yourself.

To the maximum extent permitted by law, Geren Corporate does not control and accepts no responsibility for independently operated third-party content, availability, security, accuracy, processing practices or services.

15. Intellectual property

Unless otherwise stated, website text, structure, branding, graphics, designs and original materials are owned by or lawfully used by Ali Geren / Geren Corporate.

You may view the website and make reasonable personal or internal-business use of its publicly available content.

You must not, without appropriate permission:

• reproduce substantial website content;
• republish it commercially;
• modify and present it as your own;
• remove copyright or attribution information;
• reproduce branding in a manner suggesting association or endorsement;
• create misleading derivative materials; or
• use website content in a manner infringing applicable intellectual-property rights.

Rights belonging to third-party content providers remain with their respective owners.

16. No licence beyond website use

Access to this website does not transfer any ownership or intellectual-property rights to you.

No licence is granted except the limited permission necessary to access and use the website lawfully for its intended purpose.

All rights not expressly granted are reserved.

17. Website availability

The website is provided on an as-available basis.

There is no guarantee that it will:

• always be accessible;
• remain uninterrupted;
• operate without errors;
• remain unchanged;
• work with every browser or device; or
• remain free from maintenance periods or technical faults.

We may suspend, restrict, modify or discontinue any part of the website where reasonably necessary.

You are responsible for maintaining alternative means of communication where a matter is time-sensitive.

18. Changes to content

Website content may be amended, replaced, removed or updated without individual notice.

You should not assume that material previously viewed remains unchanged.

Where you need a stable professional opinion, instruction or deliverable, it should be obtained through an appropriate professional engagement rather than by relying on website content.

19. Limitation of liability

To the maximum extent permitted by applicable law, Ali Geren and Geren Corporate exclude liability arising from or connected with general use of this free informational website where such liability can lawfully be excluded.

Without limiting the above, and subject always to mandatory law, no liability is accepted for indirect, consequential or purely economic loss arising solely from:

• reliance on general website content;
• failure to independently verify material information;
• business interruption;
• loss of opportunity;
• loss of anticipated profit or revenue;
• loss attributable to external websites or third-party services;
• temporary website unavailability;
• incompatibility with visitor equipment;
• visitor security failures; or
• inaccurate information supplied by the visitor.

This provision does not exclude or restrict liability where exclusion is prohibited by applicable law.

Malta's Consumer Affairs Act specifically prevents consumer terms from excluding liability for fraud or gross negligence, restricting fundamental contractual rights, excluding liability for death or personal injury caused by the trader, or improperly preventing legal remedies.

20. Business-user responsibility and indemnity

Where you access or use the website in the course of a trade, business or profession, you are responsible for losses, claims or costs caused by your own unlawful use of the website.

To the extent permitted by law, a business user shall indemnify Ali Geren against third-party claims and reasonable resulting costs directly arising from that user's:

• deliberate unlawful use;
• infringement of third-party rights;
• unauthorised access attempts;
• malicious code;
• fraudulent submissions; or
• material breach of these Terms.

This provision does not apply to the extent a loss was caused by conduct for which liability cannot lawfully be excluded or transferred.

21. Consumer users

Nothing in these Terms is intended to remove or reduce any mandatory right available to a consumer under applicable law.

Malta’s Consumer Affairs Act provides that unfair consumer terms are unlawful and not binding, and written consumer terms must be in plain and intelligible language.

Accordingly, every exclusion, restriction, responsibility allocation and limitation in these Terms applies only to the extent permitted by law.

22. No warranties beyond mandatory law

Except where a warranty or obligation is imposed by law and cannot be excluded, no additional warranty is given regarding:

• suitability of website information for a particular purpose;
• achievement of a particular outcome;
• uninterrupted availability;
• compatibility with third-party systems;
• completeness of third-party information; or
• continued availability of external links.

No statement on this website should be interpreted as creating a warranty unless expressly stated in a separate written engagement.

23. No waiver of rights or defences

A failure or delay by Ali Geren / Geren Corporate to exercise a right does not necessarily constitute a waiver of that right.

Nothing in these Terms constitutes a waiver of any lawful defence, exemption, limitation, privilege or protection available under applicable law.

24. Severability

If any part of these Terms is found to be unlawful, invalid or unenforceable, that provision should be applied to the maximum extent legally permissible or, where necessary, treated as severed.

The remaining provisions will continue to apply to the extent permitted by law.

25. Professional engagement terms take precedence

Where you subsequently enter into a formal professional engagement with Ali Geren, the relevant engagement letter, service agreement or other written engagement documentation will govern the professional services.

If there is an inconsistency between these Website Terms and a specifically agreed professional-engagement term relating to those services, the professional-engagement documentation will take precedence for that engagement.

26. Governing law and jurisdiction

Subject to mandatory rules that apply otherwise, these Terms and use of this website are governed by the laws of Malta.

For business users, disputes relating to these Terms or website use shall, subject to applicable mandatory law, fall within the jurisdiction of the Maltese courts.

For consumers, nothing in this clause deprives a consumer of protections or jurisdictional rights that cannot lawfully be waived. EU rules permit consumers in qualifying circumstances to bring proceedings in the courts of their own Member State, and contractual choice of law cannot deprive a consumer of mandatory protections that would otherwise apply.

27. Changes to these Terms

These Terms may be amended where necessary to reflect:

• website changes;
• legal developments;
• regulatory requirements;
• security requirements;
• changes to professional activities; or
• other legitimate operational requirements.

The current version will be published on this website with its last-updated date.

Continued use after a change will be subject to the version then applicable to that use, subject always to mandatory law.

28. Contact

Questions concerning these Terms may be sent to:

support@gerencorporate.mt